Whether you are planning for retirement or in retirement, it is important you have a clear plan that ensures your finances can help you live the life you want, without ever running out of money.

Even clients with considerable wealth run the risk of running out of money in retirement if they don’t properly plan. We help clients look at where they are today how they will manage to maintain their lifestyles without the worry of running out of money in their later years. A robust and well thought out retirement plan, can grant you financial peace of mind when retiring.

We can help you assess all your options as retirement approaches and ensure you access your retirement benefits in the right way and as tax efficiently as possible. Once in retirement it is also crucial to review your financial situation and choices on an ongoing basis.

A clear retirement plan can ensure you live the life you want and never worry about having enough income.

• • Review how much you will need in retirement and how will access funds in the short, medium and long term.
  • Retirement income can come from pensions – both personal and company, investments, property assets or other savings vehicles.
  • It is important to review pensions on a regular basis and potentially consolidate.
  • Ensure you are saving in the most tax efficient way for your own circumstances.
  • Cashflow modelling underpins our advice to help you understand where the shortfalls are in your plan and what needs to happen to fill the gap.

At Dunham Wealth, our Financial Planners can review your retirement and pension plans to ensure you have the right plan in place for your specific circumstances and needs.

Contact us to discuss your retirement planning requirements.